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LJM Insurance Blog

View the latest blog posts from LJM Insurance.

Finding a Medicare Supplement in Wisconsin The key to finding Medicare Supplement in Wisconsin is to contact a independent agency, like us at the LJM Insurance Ltd.  An independent agent offers more than just one company and can show you all the providers in your area. READ MORE >>

Medicare Supplements in Wisconsin For seniors in Wisconsin finding the right Medicare supplement for your needs starts with the individual policies which are available. In addition  Medicare supplement  policies also called Medigap coverage that acts as supplemental insurance in case you need more coverage. READ MORE >>

Obamacare in Wisconsin Have you enrolled for a health insurance plan in Wisconsin that meets the  requirements of the Affordable Care Act?   If not, chances are you will pay hefty tax penalties when filing your return. READ MORE >>

The 2016 ACA (Obamacare) rate increases have been filed. A company by company breakdown of the health insurance rate increases has been made public, you can see the company listing HERE,  Please not that these rate increases have only been submitted and are not yet approved, which means the can be changed, or disapproved. READ MORE >>

Medicare changes and reforms are being debated in Congress. Part of the changes include a permanent "doc fix" which will finally fix how doctors are paid by Medicare. The "doc fix" has been tossed around now several times and only patch fixes have been installed, the permanent&nb... READ MORE >>

Open Enrollment for Health Insurance has come to an end.  There are still Special Enrollment Periods that will allow you to sign up for Health Insurance, under certain circumstances, or life changing events. Open Enrollment went smoother this year over last, due to many changes made both at the government level and here at LJM Insurance. READ MORE >>

Wisconsin Health Insurance Leaders Halfway through the ACA (obamacare) open enrollment, the top Health Insurance companies in Wisconsin are turning out to be Molina Healthcare and United HealthOne.  Where in the state you are located will obviously make the largest difference, with Molina's rates being very tough to beat around the Milwaukee area. READ MORE >>

Medicare Open Enrollment We are seven (7) days away from open enrollment and most of the plan information has been released.  I had expected most plans to make some minor changes, but that was wrong.  What customers are going to see this open enrollment is that two of the biggest Medicare Advantage providers have taken the $0 premium plans and added some premium costs. READ MORE >>

Obamacare in Wisconsin will have a very different look in 2015 than the previous year.  Some of the carriers that sat out the first round will now enter the ring.  One carrier that many were hoping to see is Assurant, but it appears that the will again stay on the sidelines of their home state. READ MORE >>

Medicare Supplements are the cadillac of senior insurance plans, although some confuse Medicare Advantage Plans (Medicare Health Plans), with Medicare Supplements, they couldn't be more different.  Medicare Supplement plans in Wisconsin are standardized in a different way than most of t... READ MORE >>

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