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LJM Insurance Blog: exchange

View the latest blog posts from LJM Insurance.

Obamacare in Wisconsin will have a very different look in 2015 than the previous year.  Some of the carriers that sat out the first round will now enter the ring.  One carrier that many were hoping to see is Assurant, but it appears that the will again stay on the sidelines of their home state. READ MORE >>

The First ACA (Obamacare) Open Enrollment We made it through the first Open Enrollment for Obamacare and it has been a rough ride.  I personally have learned many things about the law, some that couldn't be taught in a class room.  At LJM Insurance we learned what carriers work well with this law and which ones still just don't get it. READ MORE >>

Affordable Health Insurance In Wisconsin, is becoming very hard to find.  The ACA or (obamacare) is opening up some doors to people with preexisting conditions, and helping some with a tax subsidy, but this will not help everyone. READ MORE >>

Health Insurance Madison Wisconsin.   Health Insurance for Madison and the surrounding area, is in the process of some very big changes.  If your income is over 400% of the poverty level, or even close, your rates have almost doubled. READ MORE >>

Obamacare Rate Filings As of Sept 03 the Wisconsin Office of the Commissioner of Insurance (OCI) has completed its initial analysis or rate filings in the individual market.  Friends as expected, doesn't look good, see the table below. READ MORE >>

Reforming Wisconsin's Health Care  Should read, who is reforming Wisconsin's health care!  It is being done at the federal level by members of the Legislature and some bureaucrats that have probably never stepped foot in this great state. READ MORE >>

Health insurance in Wisconsin The health insurance market in Wisconsin and the country is changing daily.  What it means to you could be very different than what it means to your neighbor.  If you have several pre-existing conditions the health insurance changes may allow you to get the coverage you were turned down for previously. READ MORE >>

MADISON (WKOW) -- Wisconsin employers and low-income residents will not have to buy health insurance in Wisconsin until 2015 under a new timetable for the federal Patient Protection and Affordable Care Act (PPACA) announced by the U.S. Treasury Department on Tuesday. Sen. Tammy Baldwin (D-Wisconsin) and Gov. READ MORE >>

I Think this is just the start of loop holes being found and exploited. Insurers see way to dodge federal healthcare law next year A little-known loophole in President Obama's landmark legislation enables health insurers to extend existing policies for nearly all of 2014. READ MORE >>

The Affordable Care Act (ACA) includes two primary mechanisms for helping people afford health coverage. Starting in 2014, people with family incomes up to 138% of the poverty level ($31,809 for a family of four and $15,415 for a single person in 2012) will generally be eligible for the Medicaid program. READ MORE >>

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